work comp doctors

What Is Workers Compensation Insurance? Employers are legally obligated to take reasonable care to assure that their workplaces are safe. Nevertheless, accidents happen. When they do, workers compensation insurance provides coverage. Workers compensation insurance serves two purposes: It assures that injured workers get medical care and compensation for a portion of the income they lose while they are unable to return to work and it usually protects employers from lawsuits by workers injured while working. Workers receive benefits regardless of who was at fault in the accident. If a worker is killed while working, workers comp (as it is often abbreviated) provides death benefits for the worker’s dependents. Each State Is Different Workers compensation systems are established by statutes in each state. State laws and court decisions control the program in that state and no two states have exactly the same laws and regulations. States determine such features as the amount of benefits to

Suppose you've suffered a work-related injury. Have already filed for workers' compensation benefits. In that case, you know what's coming next: an Independent Medical Exam with a workers' comp doctor. Researchers discovered that there are over 4.5 million workplace injuries every year, and workers' compensation claims payouts totaled some $62 billion in 2017 - a staggering amount of money. So when insurance companies go around "requesting" these Independent Medical Exams (IME) to verify the extent of the victim's injuries, the reality is - these exams are required. You see, a visit with an insurance company-appointed doctor is an essential part of the claims process in any worker's compensation case. If an employer has an injured employee on their hands, then the insurance company will want to do everything they can to prove the extent of the injury and make every effort to minimize their liability. That's why an insurance company-approved tre